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Travel Insurance: As Important As Your Passport And Skis

You may choose to purchase Trip Cancellation Insurance to protect your payments in the event you have to cancel your vacation because of a medical emergency or other insured reason that makes it possible to complete your vacation, or our Comprehensive Coverage which provides protection before and during your vacation for medical emergencies.

TRAVEL INSURANCE FOR US CITIZENS TRAVELLING WITHIN THE USA OR TO EUROPE
Click here to visit AIG TravelGuard

INSURANCE CERTIFICATE


Click here to view the Insurance Certificate

INSURANCE FOR CANADIAN CITIZENS TRAVELLING WITHIN CANADA OR TO THE US OR EUROPE AND US CITIZENS TRAVELLING TO CANADA

Plan 1: Trip Cancellation and Interruption Insurance
Please ask your Skican Representative to explain all the terms, conditions, limitations and exclusions contained in your Certificate of Insurance. You are covered the moment you purchase your insurance.

Plan 1 – Before You Travel – Trip Cancellation CDN USD
Cancellation Protection Insured Amount Insured Amount
Missed Flight Economy Airfare Economy Airfare
Connection Protection $800 $760
Upgrade Coverage Unlimited Unlimited
Trip Interruption After Departure After Departure
Economy Airfare Up to insured trip value Up to insured trip value

Plan 2: Comprehensive Coverage
In addition to Trip Cancellation and Interruption Insurance, you are covered for:

Plan 2 – Before and During Your Trip – Comprehensive Benefits listed under Plan 1 plus the following: CDN USD
Emergency Hospital & Medical $2,000,000* $10,000
Medical Services See Benefits See Benefits
Trip Interruption Economy Airfare $10,000 $9500
Trip Interruption Meals & Accommodation $3000 $2850
Pre-paid Travel Arrangements Non-refundable Portion Non-refundable Portion
Unused Land Arrangements Insured Amount
Insured Amount
Missed Connection Economy Airfare Economy Airfare
Out of Pocket $3,000 $2,100
Accidental Death & Disablement $10,000 $9,500
Air Flight Accident $100,000 $95,000
Return of Deceased Body $10,000 $9,500
Return of Vehicle or Watercraft $3,000 $2,850
Transportation of Travelling Companion $3,000 $2,850
Return of Family Member $3,000 $2,850
Escort of Insured Children $2,000 $1,400
Accidental Dental $3,000 $2,850
Dental Emergencies $500 $475
Air Evacuation Pre-arranged Pre-arranged
Baggage Maximum $3,000/max $300 per item $2,850/max $285 per item
Baggage Delay $300 $285
Currency/Wheelchair/Travel Docs $100 $95
Automatic Extension of Coverage
These coverages are only available to Canadian residents with a provincial health plan in place. There is a plan available for U.S. residents. Please ask your Skican representative for details.

 

 

INSURANCE COST PER PERSON (Age 75 or under, up to 8 Days Duration)
Tour Cost ($) Plan 1 Plan 2
CDN USD CDN USD CDN USD
Up to $400 Up to $300 $44 $42 $59 $56
$401-$700 $301-$525 $60 $57 $71 $67
$701-$1,000 $526-$750 $70 $67 $85 $81
$1,001-$1,500 $751-$1,125 $94 $89 $112 $106
$1,501-$2,000 $1,126-$1,500 $120 $114 $139 $132
$2,001-$2,500 $1,501-$1,875 $148 $140 $173 $164
$2,501-$3,000 $1,876-$2,250 $172 $164 $212 $201
$3,001-$4,000 $2,251-$3,000 $213 $203 $264 $251
Plan 2 - $40CAD/38USD per person per week after the first 8 days
Plan 2 - $11CAD/10 USD per person to extend the first 8 days by 2 additional days
Plan 2 - is available up to a 7 week maximum duration.

“No medical questionnaires. This policy excludes any loss resulting from medical consultation, perscriptions, medication, medical treatments or hospitalization during the 180 days immediately preceding the effective date. This condition applies to all persons over 70 years of age and all persons on trips with a duration exceeding 35 days. Just be sure you are not travelling against doctor’s orders, and do not have any reason to expect medical treatment.

For Cancellation Coverage, only pre-existing conditions which did not require medical consultation, medical treatment or hospitalization during the 90 days immediately preceding the effective date are covered.

The Worldwide Emergency Assistance Hotline
The claims hotline is available 24 hours a day, 7 days a week and staff will:

  • Immediately confirm your coverage
  • Ensure you receive quality care and compassionate service
  • Communicate with your family physician
  • Coordinate billing and payment for covered injuries or sickness
  • Upfront payment direct to doctors and hospitals.

TRAVEL INSURANCE CAN ONLY BE PURCHASED at the time of booking your Skican Holiday. This is a summary only. For complete details, please ask your Skican Representative and refer to your Certificate of Insurance. Administered by TIC Travel Insurance Co-ordinators. All benefits are underwritten by Co-operators Life Insurance Company except for property benefits, which are underwritten by The Sovereign General Insurance Company.

 

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