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You may choose to purchase Trip Cancellation Insurance to protect your
payments in the event you have to cancel your vacation because of a
medical emergency or other insured reason that makes it possible to
complete your vacation, or our Comprehensive Coverage which provides
protection before and during your vacation for medical emergencies.
Plan 1: Trip Cancellation and Interruption Insurance
Please ask your Skican Representative to explain all the terms,
conditions, limitations and exclusions contained in your Certificate of
Insurance. You are covered the moment you purchase your insurance.
| Cancellation Protection |
Insured Amount |
Insured Amount |
| Missed Flight |
Economy Airfare |
Economy Airfare |
| Connection Protection |
$800 |
$760 |
| Upgrade Coverage |
Unlimited |
Unlimited |
| Trip Interruption |
After Departure |
After Departure |
| Economy Airfare |
Up to insured trip value |
Up to insured trip value |
Plan 2: Comprehensive Coverage
In addition to Trip Cancellation and Interruption Insurance, you are covered for:
| Emergency
Hospital & Medical |
$2,000,000* |
$10,000 |
| Medical
Services |
See Benefits |
See Benefits |
| Trip Interruption Economy Airfare |
$10,000 |
$9500 |
| Trip Interruption Meals & Accommodation |
$3000 |
$2850 |
| Pre-paid
Travel Arrangements |
Non-refundable Portion |
Non-refundable Portion |
| Unused
Land Arrangements |
Insured Amount
|
Insured Amount
|
| Missed
Connection |
Economy Airfare |
Economy Airfare |
| Out of
Pocket |
$3,000 |
$2,100 |
| Accidental
Death & Disablement |
$10,000 |
$9,500 |
| Air Flight
Accident |
$100,000 |
$95,000 |
| Return
of Deceased Body |
$10,000 |
$9,500 |
| Return
of Vehicle or Watercraft |
$3,000 |
$2,850 |
| Transportation of Travelling Companion |
$3,000 |
$2,850 |
| Return
of Family Member |
$3,000 |
$2,850 |
| Escort
of Insured Children |
$2,000 |
$1,400 |
| Accidental
Dental |
$3,000 |
$2,850 |
| Dental
Emergencies |
$500 |
$475 |
| Air Evacuation |
Pre-arranged |
Pre-arranged |
| Baggage Maximum |
$3,000/max $300 per item |
$2,850/max $285 per item |
| Baggage Delay |
$300 |
$285 |
| Currency/Wheelchair/Travel Docs |
$100 |
$95 |
Automatic
Extension of Coverage
These coverages are only available to Canadian residents with a provincial health plan in place.
There is a plan available for U.S. residents. Please ask your Skican representative for details. |
|
| Up to $400 |
Up to $300 |
$44 |
$42 |
$59 |
$56 |
| $401-$700 |
$301-$525 |
$60 |
$57 |
$71 |
$67 |
| $701-$1,000 |
$526-$750 |
$70 |
$67 |
$85 |
$81 |
| $1,001-$1,500 |
$751-$1,125 |
$94 |
$89 |
$112 |
$106 |
| $1,501-$2,000 |
$1,126-$1,500 |
$120 |
$114 |
$139 |
$132 |
| $2,001-$2,500 |
$1,501-$1,875 |
$148 |
$140 |
$173 |
$164 |
| $2,501-$3,000 |
$1,876-$2,250 |
$172 |
$164 |
$212 |
$201 |
| $3,001-$4,000 |
$2,251-$3,000 |
$213 |
$203 |
$264 |
$251 |
Plan 2 - $40CAD/38USD
per person per week after the first 8 days
Plan 2 - $11CAD/10 USD per person to extend the first
8 days by 2 additional days
Plan 2 - is available up to a 7 week maximum duration. |
“No medical questionnaires. This policy excludes any loss resulting from
medical consultation, perscriptions, medication, medical treatments or
hospitalization during the 180 days immediately preceding the effective
date. This condition applies to all persons over 70 years of age and all
persons on trips with a duration exceeding 35 days. Just be sure you
are not travelling against doctor’s orders, and do not have any reason
to expect medical treatment.
For Cancellation Coverage, only
pre-existing conditions which
did not require medical
consultation, medical
treatment or hospitalization
during the 90 days immediately
preceding the effective date are covered.
The Worldwide Emergency
Assistance Hotline
The claims hotline is available 24 hours a day, 7 days a week and
staff will:
- Immediately confirm your coverage
- Ensure you receive quality care and compassionate service
- Communicate with your family physician
- Coordinate billing and payment for covered injuries or sickness
- Upfront payment direct to doctors and hospitals.
TRAVEL INSURANCE CAN ONLY BE PURCHASED at the time of booking your Skican Holiday. This is a summary only. For complete details, please ask your Skican Representative and refer to your
Certificate of Insurance. Administered by TIC Travel Insurance Co-ordinators. All benefits are underwritten by Co-operators Life Insurance Company except for property benefits, which are underwritten by
The Sovereign General Insurance Company.
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