Travel Insurance: As Important As Your Passport And Skis
Purchase Trip Cancellation Insurance to protect your investment if you must cancel your vacation because of a medical emergency or other insured reason that makes it impossible to complete your vacation. Your Comprehensive Coverage provides protection before and during your vacation for medical emergencies and extra costs resulting from trip interuptions and delays.
| INSURANCE FOR CANADIAN CITIZENS TRAVELLING WITHIN CANADA OR TO THE US OR EUROPE AND US CITIZENS TRAVELLING TO CANADA |
Plan 1: Trip Cancellation and Interruption Insurance
Please ask your Skican Representative to explain all the terms, conditions, limitations and exclusions contained in your Certificate of Insurance. You are covered the moment you purchase your insurance.
| Plan 1 – Before You Travel – Trip Cancellation |
CDN |
USD |
| Cancellation Protection |
Insured Amount |
Insured Amount |
| Missed Flight |
Economy Airfare |
Economy Airfare |
| Connection Protection |
$800 |
$800 |
| Upgrade Coverage |
Unlimited |
Unlimited |
| Trip Interruption |
After Departure |
After Departure |
| Economy Airfare |
Up to insured trip value |
Up to insured trip value |
Plan 2: Comprehensive Coverage
In addition to Trip Cancellation and Interruption Insurance, you are covered for:
| Plan 2 – Before and During Your Trip – Comprehensive Benefits listed under Plan 1 plus the following: |
CDN |
USD |
| Emergency Hospital & Medical |
$2,000,000* |
$10,000 |
| Medical Services |
See Benefits |
See Benefits |
| Trip Interruption |
Economy Airfare |
Economy Airfare |
| Trip Interruption |
Economy Airfare |
Economy Airfare |
| Pre-paid Travel Arrangements |
Non-refundable Portion |
Non-refundable Portion |
| Unused Land Arrangements |
Insured Amount
|
Insured Amount
|
| Missed Connection |
Economy Airfare |
Economy Airfare |
| Out of Pocket |
$3,000 |
$3,000
|
| Accidental Death & Disablement |
$10,000 |
$10,000 |
| Air Flight Accident |
$100,000 |
$100,000 |
| Return of Deceased Body |
$10,000 |
$10,000 |
| Return of Vehicle or Watercraft |
$3,000 |
$3,000 |
| Family Transportation |
$3,000 |
$3,000
|
| Return of Family Member |
$3,000 |
$3,000 |
| Escort of Insured Children |
$2,000 |
$2,000 |
| Accidental Dental |
$3,000 |
$3,000 |
| Dental Emergencies |
$500 |
$500 |
| Air Evacuation |
Pre-arranged |
Pre-arranged |
| Baggage - $300 per item up to overall maximum |
$3,000 |
$3,000 |
| Baggage Delay |
$300 |
$300 |
Automatic Extension of Coverage
These coverages are only available to Canadian residents with a provincial health plan in place. There is a plan available for U.S. residents. Please ask your Skican representative for details. |
|
|
| INSURANCE COST PER PERSON (Age 75 or under, up to 8 Days Duration) |
| Tour Cost ($) |
Plan 1 |
Plan 2 |
| CDN |
USD |
CDN |
USD |
CDN |
USD |
| Up to $400 |
Up to $400 |
$51 |
$51 |
$63 |
$63 |
| $401-$700 |
$401-$700 |
$70 |
$70 |
$75
|
$75 |
| $701-$1,000 |
$701-$1000 |
$80 |
$80 |
$91 |
$91 |
| $1,001-$1,500 |
$1001-$1,500 |
$107 |
$107 |
$119 |
$119 |
| $1,501-$2,000 |
$1,501-$2,000 |
$138 |
$138 |
$149 |
$149 |
| $2,001-$2,500 |
$2,000-$2,500 |
$170 |
$170 |
$184 |
$184 |
| $2,501-$3,000 |
$1,501-$3,000 |
$198 |
$198 |
$226 |
$226 |
| $3,001-$4,000 |
$2,001-$4,000 |
$246
|
$246
|
$282 |
$282
|
|
Plan 2 - $18 per person to extend the first 8 days by 3 additional days
Plan 2 - is available up to a 7 week maximum duration.
Prices exclude the Provincial Tax. Ontario residents add 8% and Quebec add 9% tax.
|
“No medical questionnaires. This policy excludes any loss resulting from medical consultation, perscriptions, medication, medical treatments or hospitalization during the 180 days immediately preceding the effective date. This condition applies to all persons over 70 years of age and all persons on trips with a duration exceeding 35 days. Just be sure you are not travelling against doctor’s orders, and do not have any reason to expect medical treatment.
For Cancellation Coverage, only pre-existing conditions which did not require medical consultation, medical treatment or hospitalization during the 90 days immediately preceding the effective date are covered.
The Worldwide Emergency Assistance Hotline
The claims hotline is available 24 hours a day, 7 days a week and staff will:
- Immediately confirm your coverage
- Ensure you receive quality care and compassionate service
- Communicate with your family physician
- Coordinate billing and payment for covered injuries or sickness
- Upfront payment direct to doctors and hospitals.
TRAVEL INSURANCE CAN ONLY BE PURCHASED at the time of booking your Skican Holiday. This is a summary only. For complete details, please ask your Skican Representative and refer to your Certificate of Insurance. Administered by TIC Travel Insurance Co-ordinators. All benefits are underwritten by Co-operators Life Insurance Company except for property benefits, which are underwritten by The Sovereign General Insurance Company.